Total Wealth Management

Our complete, hi-touch wealth management service with personal, one-on-one attention to your entire financial picture.

Radius Investment Management

Automated Investment Management with a targeted personal approach tailored to meet your needs.


Concentrum Wealth Management

Concentrum’s Wealth Management service isn’t just about your money. It’s about your life, your goals, your vision, your future. Concentrum Wealth works hard to build a relationship with our clients. We form a partnership and take the time to learn about all the aspects of your life that affect, or are affected by, the management of your assets. Investment, holdings, trusts, upcoming life events, early or late retirement planning, Wills and so much more. By becoming a partner in your success and understanding your specific situation, we can ensure that the decisions made all work towards your ultimate vision of success.

Individuals and Families

Comprehensive Financial Planning

We take a holistic approach to financial planning, ensuring that we help clients prepare for each stage of wealth from accumulation to preservation and finally distribution.

Private Wealth Management

We understand the unique needs of those with significant wealth and offer comprehensive solutions to help clients manage assets, protect wealth and build legacies.

Asset Management

By providing our clients access to extensive resources and professional management, we offer them freedom from the need to constantly monitor their investments.

  • Money Management – To help our clients take a more systematic approach to diversifying their portfolios, we offer access to professional money management solutions.
  • Mutual Fund Advisory
  • Asset Allocation – Based on the unique needs and goals of each client, we develop strategies designed for stability by allocating assets carefully across basic investment categories.*

*Asset allocation does not ensure a profit or protect against a loss.

Education Planning

Funding the education of a child or grandchild can be one of the most rewarding aspects of investing, so we provide broad knowledge and professional guidance to help our clients contribute to brighter futures.

Retirement Planning

We want our clients to enjoy all they’ve accomplished, so we help them plan fully for the retirements they’ve envisioned and then help them maintain their lifestyles into the future.

Legacy and Estate Planning

In order to help our clients pass wealth smoothly from one generation to the next, we provide coordinated planning to help build and protect financial legacies.

  • Estate Preservation Services – Working collaboratively with our clients’ other professional advisors, we can develop distribution and charitable-giving strategies and consult on the creation of wills and trusts.
  • Term Insurance – We assist in the creation of term life insurance policies that provide coverage over a defined period to help mitigate future expenses and preserve the value of an estate.
  • Whole Life Policies – For more complete protection, we help clients acquire whole life insurance to provide lifetime coverage and help preserve the assets of an estate by covering the costs of future expenses.
  • Estate Tax Planning – We work closely with our clients’ attorneys, tax specialists and other professional advisors to develop and execute plans designed to minimize the impact of taxes as their legacies are passed on.

Tax Planning

We can assist clients with creating and monitoring financial plans that are sensitive to tax issues and can adapt to changes in tax laws or lifestyles.

Risk Management

Risk is a natural part of investing, so we help each client define the level of volatility he or she is comfortable with and then manage portfolios based on that unique risk tolerance.

Insurance Planning

Insurance is a vital element of a holistic financial plan, so we work with each client to assess his or her needs and recommend the most appropriate levels and types of coverage.

  • Life Insurance Trusts – Through life insurance trusts, we help our clients plan for future expenses and limit the impact of taxes on their estates.
  • Annuities – These vehicles can offer our clients the opportunity for tax-advantaged growth and long-term protection.
  • Long-Term Care Insurance – We can help our clients weigh the benefits of long-term care coverage designed to protect them, their families and their wealth in the event of illness or incapacitation.



Corporate Executives and Business Owners

Comprehensive Financial Planning

We take a holistic approach to financial planning, ensuring that we help clients prepare for each stage of wealth from accumulation to preservation and finally distribution.

Tax Planning

We can assist clients with creating and monitoring financial plans that are sensitive to tax issues and can adapt to changes in tax laws or lifestyles.

Corporate Cash Management

An adequate cash flow is key to the ongoing success of any business, so we offer professional oversight to help maintain optimal liquidity.

Business Services

We offer a complete range of solutions designed to help business owners and executives ensure success for themselves and their employees.

  • Retirement Plans – Of the many types of retirement plans available, we help clients select and refine strategies well suited to the unique needs of their businesses and employees.
    • 401(k) Plans – We serve as our clients’ 401(k) advisor, helping to select or refine a plan and providing education for employees.
    • Profit Sharing Plans – We offer guidance to executives and business owners in establishing and managing the flexibility of profit sharing plans.
    • Pension Plans – Whether a client needs assistance managing an existing pension plan or establishing a new one, our team can provide strategic advice.
    • Simplified Employee Pension (SEP) Plans – We assist clients with the establishment of SEP plans and then provide ongoing support for executives and employees.
    • Deferred Compensation Plans – We help clients effectively manage the tax advantages and coordinate the distributions associated with deferred compensation plans.

Executive Financial Services

From concentrated stock positions to deferred compensation, we understand the unique investment planning needs of corporate executives and provide the specialized offerings and extensive resources to meet them.

Stock Plan Services

We offer our corporate clients strategic guidance and access to extensive resources to help them effectively manage employee stock purchasing plans.



Divorce Financial Planning

Divorce Financial Planning

We can assist clients in navigating the complex financial issues involved before, during and after a divorce to ensure the most equitable settlement possible. We are able to create a picture of potential short and not so obvious long-term consequenses of proposed settlements before you make a commitment that may be difficult or impossible to change.

We utilize the most comprehensive and complete divorce financial planing software in the industry to capture all aspects of your financial situation and build creative settlement options.


*No client data depicted. This is a sample projection of each individuals net worth going forward 10 years based on a proposed settlement.


Divorce financial planning may include, but is not limited to:

  • Identify, collect, and organize the financial information you and your attorney will need
  • Create detailed pre- and post-divorce budgets
  • Analyze various settlement options
  • Develop financial models to illustrate immediate and long-term financial consequences and tax effects of proposed settlements
  • Provide attorneys with comprehensive reports and tools for settlement negotiations
  • Develop creative options and financial strategies to achieve an equitable settlement
  • Review insurance coverage and estate plans
  • Analyze equity-based compensation (stock options, etc.)
  • Partner with a network of professionals including family law attorneys, therapists and support group facilitators to support our clients during this trying time

Disclaimer: Our firm does not provide tax or legal advice. Be sure to obtain proper legal representation and contact your own tax advisor before taking any action that would have a tax consequence.