Changing Jobs

by | May 26, 2023 | Uncategorized

Changing Jobs

From start to finish, finding and accepting a new job can be a stressful chain of events. However, if you know what questions to ask both yourself and the companies you are interviewing, the process is much easier to tackle.

Overall Company Qualities:

  • What is the size of the company and the team you’d work with? Would you be a small fish in a big pond, or a big fish in a small pond?
  • What is the company’s reputation? Is it respected in its field?
  • What is the company’s mission statement or philosophy, and does it sync with your own philosophy?
  • Is the company growing? Is it in a growing industry?

Interview Process:

  • What kind of benefits does the company offer? (401K, Healthcare, Insurance, ESPP)
  • Is there a path of career progression within the company?
  • Will you have a mentor that supports your career growth?
  • Is company equity a part of compensation or available via ESPP?

Should you Accept the Offer?

  • Does the compensation package allow you to save enough money to meet the goals in your financial plan?
    • If not, is there potential career growth that will enable you to save more money later?
  • Will your mentor help as you navigate the company and be an advocate for your career growth?
  • Do company benefits, or lack thereof, help or hinder your ability to meet your financial goals?

After you Accept an Offer

Once you accept an offer, it’s important to work with a knowledgeable advisor regarding how this critical financial event impacts your financial plan.

  • Review your new monthly cash flow. How can your cash flow surplus be best utilized?
  • Review your 401K Summary Plan Description. What types of contributions and investment choices are available?
  • Review your stock vesting schedule, if applicable. What are you going to do with your company stock when it vests?


Ready to start planning for a brighter future? Call today at (408) 840-4030, or contact our team online.